What you should
know.
Tip 1 Someone is always
deemed to be “at-fault” in a car accident, whether partly
or fully. The law required insurance companies to assign the percentage
of fault for each of the drivers involved in the accident. This is done
by using the “Fault Determination Rules”.
Tip 2 The term “no-fault”
insurance simply means that if you are injured or your car is damaged
in an accident, then you deal with your own insurance company, regardless
of who is at fault. You don't have to go after the at-fault driver for
compensation.
Tip 3 Keep in mind
that your percentage of fault will determine the amount of deductible
you have to pay. Generally, insurance companies will increase your premiums
at your next renewal date if you have been deemed to be fully or partially
at fault in an accident.
Search Car Insurance by State
Increases in motor vehicle
theft has been reported in the West, South and Midwest. The greatest
increase, 12.9 percent, occurred in the West while the South reported
a rise of 4.0 percent and the Midwest showed a 3.4 percent increase.
Motor vehicle thefts declined 0.6 percent in the Northeast.
For the fourth year in the
five years ending in 2002, the 1989 Toyota Camry was the most popular
car among thieves in the United States, according to the technology-based
services provider for auto claims, CCC Information Services, which also
surveys stolen vehicles. The top ten vehicles stolen in 2002 from CCC's
annual survey of the most frequently stolen vehicles (which counts total
losses — stolen and not recovered or completely totaled —
of each particular model)