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and keep it in your car, if you are involved in an accident use this check
list to make sure you cover all your bases.
- Keep your car insurance
company's claim and service card in your vehicle. If you do not have
these documents, write your policy identification number and your insurance
agent's information down and keep it with your vehicle registration.
- Remove your vehicle from
the flow of traffic to avoid further damage and injury.
- Always call emergency vehicles,
such as police patrol or 911. Report your side of the story to the police
and remain at the accident site until all emergency vehicles have gone.
Request a copy of the accident report for your insurance records.
- Write down as many details
as possible. Be prepared to write down names of those involved along
with address, names and addresses of witnesses as well as police officers.
- Take a picture of the accident
scene.
- Do not admit fault. Even
if you have no-fault insurance.
- Do not discuss the accident
with anyone. Further discussion about the accident with others can sometimes
make your personal recollection unclear.
- Contact your insurance company
as soon as possible. If you are involved in an accident, report it to
your insurance agency immediately to avoid any questions about ineligibility
of coverage.
- Cooperate with anyone investigating
the accident. Always keep clean copies of any documents that you receive
regarding the accident and make sure that your insurance agent receives
copies as well.
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