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If you are shopping for compare car insurance consider that No Fault insurance is available in the following states: Arkansas, Colorado, Delaware, Florida, Kansas, Kentucky, Maryland, Massachusetts, Michigan, New Jersey, North Dakota, North Dakota, Oregon, Texas, Utah, Washington. Canada residents check rates for more compare car insurance information.

 

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Keep in mind when considering compare car insurance and accidents, that not every non-collision related loss is covered under comprehensive car insurance. For instance, your damages are not covered if they are caused by wear and tear, freezing, mechanical breakdown or road damage to tires by potholes. Also, certain property such as tapes and compact disks are not covered. Finally, make sure to notify your insurance company of any customization you do to your vehicle after it is purchased or it may not be covered. Learn more about this and compare car insurance below.

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If I am in an auto accident, do I have to stop?

Yes. law says you must stop - whether the accident involves a pedestrian, a moving car, a parked car or someone's property. If you drive away, you can be charged with "hit and run" even if the accident is not your fault.

Hit and run penalties are severe. Depending on the amount of damage, you may be given a large fine, sent to jail or both. You also could lose your driver's license.

If you hit a parked car, try to find the driver. If you cannot, the law says you may drive away only after you leave behind your name, address and an explanation of the accident - and you must notify the local police